Find the Right
Mortgage
Option for You!

No matter what type of loan you need, we're with you every step of the way.
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Our Promise to You

Your Partner in Smarter Mortgage Lending

At QuikHome Mortgage, we believe in offering more than just loans—we offer peace of mind. By combining personalized service, the latest mortgage technology, and clear processes, we ensure a smooth journey to the closing table.

Smart Digital Tools

QuikHome combines advanced mobile technology with a user-friendly app that makes mortgage management simple. From secure document submission to application tracking, our digital solutions provide convenience at every step of your loan process.

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Fast & Accurate Closings

We consistently close loans in 20 days or less. Accuracy and speed are at the heart of our process, ensuring you get to the closing table on time. Our streamlined procedures ensure your loan closes quickly without sacrificing quality.

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Personalized Service

With clear communication and consistent updates, clients feel valued and well cared for at every step. We believe in building relationships, not just processing loans. Our team takes the time to understand your unique needs and financial goals.

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Welcome to Quikhome Mortgage Lending LLC

At Quikhome Mortgage Lending LLC, we help local families and individuals secure the right home loans for their needs. Based in the Fredericksburg area, our team brings expert knowledge of mortgage options across Fredericksburg, Stafford, and Spotsylvania.

**We specialize in making the mortgage process clear and simple.**

Whether you're buying your first home, moving to a larger property, looking to refinance, or considering real estate investment, we offer personalized guidance through every step.

Our clients appreciate our straightforward approach to finding the best loan solutions. We offer a complete range of options including:

  • FHA, VA, and USDA loans
  • Conventional mortgages
  • Jumbo loans
  • Non-QM options
  • Bridge loans

What sets us apart is our commitment to personal service. We take time to understand your specific situation, explain your options in plain language, and work hard to find terms that match your financial goals. Ready to talk about your home financing needs?

Contact us today to experience the Quikhome difference.

Where your mortgage matters to us as much as it does to you.

Comprehensive Loan Programs

Comprehensive Loan Programs

Explore our wide variety of loan programs tailored to meet your unique financial situation and homeownership goals.

Conventional Loans

Our conventional loan options offer competitive rates and terms for borrowers with good credit and stable income.

Competitive interest rates
Low down payment options
Various term lengths
Flexible qualification guidelines
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FHA Loans

Federal Housing Administration loans are ideal for first-time homebuyers and those with less-than-perfect credit.

Lower down payment requirements
More lenient credit requirements
Competitive interest rates
Lower closing costs
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VA Loans

Designed for veterans, active-duty service members, and qualifying spouses with excellent benefits.

No down payment required
No private mortgage insurance
Competitive interest rates
Limited closing costs
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USDA Loans

Zero down payment loans for eligible rural and suburban homebuyers with moderate income.

No down payment required
Competitive interest rates
Reduced mortgage insurance
Flexible credit requirements
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DSCR Loans

Debt Service Coverage Ratio loans allow investors to qualify based on property income rather than personal income.

No personal income verification
Qualification based on property income
Available for 1-4 unit properties
Flexible loan terms
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Fix and Flip Loans

Short-term financing solutions for investors looking to purchase, renovate, and sell properties for profit.

Fast approval and funding
Renovation funds included
Interest-only payment options
No prepayment penalties
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Bridge Loans

Short-term financing to "bridge" the gap between the purchase of a new property and the sale of an existing one.

Quick funding process
Flexible repayment options
Use equity from current property
Short-term commitment
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Multi-Family Loans

Financing options for properties with 2-4 units, allowing investors to expand their rental property portfolio.

Competitive rates for 2-4 unit properties
Various term options
Potential for rental income consideration
Flexible qualification guidelines
Learn More

ITIN Loans

Mortgage options for non-U.S. citizens who have an Individual Taxpayer Identification Number instead of a Social Security number.

No Social Security number required
Alternative documentation accepted
Competitive interest rates
Various down payment options
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Bank Statement Loans

Ideal for self-employed borrowers and business owners who may not have traditional income documentation.

Qualify using bank statements instead of tax returns
Options for personal and business bank statements
Flexible qualification guidelines
Competitive terms for self-employed borrowers
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Jumbo Loans

Financing options for high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

Higher loan amounts for luxury properties
Competitive interest rates
Various term options
Flexible qualification guidelines
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Portfolio Loans

Custom lending solutions for unique situations that don't fit into conventional lending guidelines.

Tailored loan solutions
Flexible underwriting criteria
Various term options
Customized to your specific needs
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First-Time Homebuyer Programs

Specialized programs designed to help first-time homebuyers achieve their dream of homeownership.

Down payment assistance options
Access to state and local homebuyer programs
Flexible qualification guidelines
Homebuyer education resources
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FHA Loans for First-Time Buyers

FHA loans offer benefits especially advantageous for first-time homebuyers with less saved for down payments.

Low down payment (3.5% minimum)
More lenient credit requirements
Higher allowed debt-to-income ratios
Down payment can be gifted
Learn More

Down Payment Assistance

Programs that provide financial assistance to help cover down payment and closing costs for qualified homebuyers.

Grants and forgivable loans
Access to local and state programs
Combined with various loan types
Income-based qualification
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Low Down Payment Options

Various loan programs that allow homebuyers to purchase a home with a minimal down payment.

Conventional 3% down options
FHA 3.5% down options
VA and USDA zero-down options
Flexible credit requirements
Learn More

Important Disclosures

All loan programs are subject to borrower qualification, income verification, and property appraisal. Not all applicants will qualify. Loan terms, conditions, and availability may vary based on credit history, income, property type, and location.

Quikhome Mortgage Lending LLC, NMLS# 2063359, 433 Elm Street, Fredericksburg, VA 22401. Licensed by the Virginia State Corporation Commission. Equal Housing Opportunity.

When specific interest rates, payment amounts, terms, or other cost information is discussed, additional disclosures will be provided in accordance with Truth in Lending Act (TILA) requirements.

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Simple it can be...

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Mortgage Resources

The Mortgage Process Simplified

Mortgage Options

Connect with your mortgage expert and learn about all your home buying options and programs

Step by Step Guide

We will walk you through each step of the mortgage process and guide you into home ownership

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Our application process is simple and streamlined which means applying is easy and fast

What our clients say about us!

It was great working with Kristofer, he kept me informed throughout the process of my loan which took the stress off of me. I recommend Quikhome for all of your mortgage needs.

The team at Quikhome Mortgage Lending made our home-buying experience seamless and stress-free! They were knowledgeable, professional, and always available to answer our questions. We were able to secure an excellent mortgage rate and close on time. Highly recommended!

We had the pleasure of working with Kristofer Nance for our mortgage needs, and he was outstanding! His knowledge and attention to detail helped us navigate a complicated process with ease. Kristofer went above and beyond to make sure we understood every step. I can’t recommend him enough!

Contact Us

433 Elm Street
Fredericksburg, VA 22401
Phone: (540) 684-9250
[email protected]