There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
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A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
Debt-Service Coverage Ratio (DSCR) loan. A DSCR loan is a non-traditional financing option that assesses the property’s ability to generate enough income to cover the mortgage payments.
Designed for self-employed individuals and real estate investors, Bank Statement Loans offer an alternative to traditional income verification methods.
Unlike traditional loans that rely solely on personal income, P&L Loans leverage your business’s profit and loss statements to assess your borrowing capability.
If you have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number, you can still get a loan to buy property.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...
UNDERSTANDING YOUR OPTIONS
Navigating the mortgage landscape doesn't have to be complicated.
At Quikhome Mortgage Lending, we offer diverse loan programs to match your unique situation:
• Fixed-rate mortgages for predictable payments
• Adjustable-rate options for flexibility
• FHA loans for lower down payments
• VA loans for military service members
• Jumbo loans for luxury properties
• DSCR loans for investment properties
• Bank Statement loans for self-employed
• ITIN loans for non-US citizens
Each program is designed for specific needs and financial situations, ensuring you find the perfect fit for your homeownership journey.
WHY CHOOSE QUIKHOME Mortgage Lending LLC
Partner with Quikhome Mortgage Lending for:
• Expert guidance through the loan process
• Competitive interest rates
• Fast pre-approval in as little as 3 minutes
• Flexible qualification requirements
• Personalized service tailored to your needs
• Multiple loan program options
• Streamlined application process
• Professional support every step of the way
Ready to take the next step?
Connect with our mortgage experts today and discover how we can help make your homeownership dreams a reality.
Choosing the right mortgage is a critical step in achieving your homeownership goals, and with so many options available, it's important to work with experts who understand your unique needs.
At Quikhome Mortgage Lending, we’re dedicated to guiding you through the entire process, whether you’re looking for a traditional fixed-rate mortgage, exploring flexible adjustable-rate options, or taking advantage of specialized loans like FHA, VA, or Jumbo loans.
Let our experienced team help you navigate each step with confidence and find the perfect loan for your situation.
Contact Quikhome Mortgage Lending today to get personalized advice and start your journey toward homeownership!
